Insurer
Provides the product, assesses risk, issues and underwrites the policy.
embedded high-frequency insurance as-a-service
Distribute insurance inside your own platform — or through a white-label solution under your brand. Fast integration and infrastructure ready to scale.
Embedded Insurance
Insurance inside the journey where your customer already is
Opencover is the technology layer between the partner and the insurer. We organize the purchase journey, standardize data and connect systems — so the insurance offer shows up at the right moment, in the right context and under the partner’s brand.
- Medical CRMs
- Legal platforms
- Management systems
- Marketplaces
- Corporate portals
- Communities & associations
How it works
The layer that connects the insurer to distribution
At the core, the insurer provides the product and takes on the risk. Opencover is the technology layer that integrates and exposes it — so broker and partner can distribute, each doing what they do best. Data flows in real time across the chain.
Opencover
The technology layer that integrates systems, standardizes data and connects every side.
Broker
The licensed broker that enables the sale, handling the regulatory and commercial intermediation of the insurance.
Partner
Owns the base, the platform and the relationship with the end customer.
Integration
Opencover adapts to the partner — not the other way around
You have a platform
Direct integration with your environment through an API-first architecture.
- API and hosted flows
- Embedded components
- Status webhooks
- Card, banner or contextual journey
You don’t have a platform
A complete white-label digital experience under your branding.
- Custom journey with your brand
- No internal tech to build
- Ideal for communities and associations
- Ready for your base
Benefits
Turn relationships into distribution
New revenue stream
Monetize your current base
Higher perceived platform value
Fast, flexible integration
Experience under your brand
Infrastructure ready to scale
Blog
News and content about embedded insurance
Follow platform releases and learn how embedded insurance works — from RCP Médicos to insurer integrations.
The public quote journey, from link to active policy
How a single link takes the customer from quote to active policy — questionnaire, pricing and payment in one flow.
Read article →Specialty-based pricing in RCP Médicos
Why the RCP Médicos premium depends on the professional's specialty — and how the platform computes it automatically.
Read article →A white-label experience under your brand
For partners without their own platform, Opencover delivers a complete digital insurance journey branded by whoever distributes it.
Read article →API-first integration and status webhooks
How partners with their own platform connect Opencover to their environment: API, hosted flows and webhooks to track every policy.
Read article →Operation-based dashboards
Opencover dashboards are operation-based: every participating organization sees the shared performance of the operation.
Read article →A configurable product catalog
The engine behind embedded insurance: configurable types, stages and fields that define a product without rewriting code.
Read article →Ready to activate insurance in your base?
Your company has the base; Opencover delivers the technology to activate insurance within it.